Author Archives: Tora Sidara

Buying Property Strategically to Make Valuable Investment

Buying property is always both exciting and thrilling because it is your investment and you should make right decision. Choosing the right property to buy for investment should be done strategically or else your money will only go to waste. Your hard-earning money should be invested into something valuable and profitable. Thus, you gain your benefit.

Things to do in buying property for valuable investment

The principle of buying property for investment is to buy the right property at the right price in the right location. Of course, it is easier said than done. Even though it sounds easy to just buy, you need to do your own due diligence and choose carefully.

Things to do in buying property for valuable investment

Your property is your asset. There is no doubt about that. That’s why it is challenging to find the right one. Price is often the most hassle to tackle down.

Lots of people misunderstand the concept of ‘the right price’ and refers it to ‘cheap priced property.’

However, buying the right property at the right price doesn’t mean you only should buy a property at low price. You should buy a property that worth the money as valuable investment. Here are things to do to make you easier in buying property:

  1. Firstly, you need to decide your goal especially the long term one. The goal you set will help you decide what kind of property you should buy as investment. If you don’t know what your goal is, you will most likely getting lost before making any profit.
  2. Next thing to do is to sort out your budget. You need to decide how much you are willing to pay for a property. You also need to decide the source for initial cost. Deciding the nominal of money you can afford will help your search of property.
  3. Finding the right source of money is also necessary. If you are not going to use your own saving then you must find the right lenders. You may need mortgage broker to give you the best loan structure.
  4. Next thing to do is to do your own research of property market. The most important part in searching property is location. Buying the right property at the right location will help you a lot to avoid failed investing. Upon researching, you need to find out more about the local economy, infrastructure, public amenities, etc.
  5. Choose location of property which is high in demand. This is how you define the right property. Make sure that the strong demands come from wide range of people. Make sure to choose property that appeals to owners occupiers as well and not only tenants.
  6. Be more active and thorough in doing your due diligence while searching for the right property. It will be helpful to seek advice from professional. They will help you making better view of the entire process of property buying. It is even highly advisable to seek professional advice if you are going to buy property in huge scale and not only a single-family home.

Getting to Know How to Find Professional Web Designer

By the rapid development of digital technology nowadays, a website can be the important part to build your credibility, show your skills and portfolios, increases your business brand and reach more customers for your business and many more.

There are so many advantages you can get from a website, so that, don’t makes the mediocre site, but get and build the quality and professional one to get more imaginable advantages for yourself or your business.

The better of how your web designed, then that will be the great move. It will be representing your online present on digital world. So, never underestimate the power of the website design. It can be more of what you have been expected.

There are two main parts when it comes to talk about the web design. The first is the aesthetic side that is dealing with all the design elements will be used and will also the answer of how your site will be looks like. The second is the usability whether all the elements are working expectedly or not.

How to choose your professional web designer

Getting to know how to find the professional web designer

For a personal site, even if you have to finds the professional web designer, you can make use of the quality and experienced freelancer online since they may are pretty much affordable.

It can be far different with the company site or for the e-commerce purpose or business, you may will need to hiring an agency for that.

There are always two things when it comes to talk about the freelancers, including in finding your website designer. Both are the amateur and un-experienced freelancers and also the professional ones. While the web design agency mostly will be provided the trained, educated and the experienced web designers.

I am not saying that most of the personal or group of freelance web designers are bad, but mostly an agency or a firm is usually will be finished your web design professionally and you will also be given the guarantee.

Hiring the web design services through an agency mostly will be the most responsible choice you can get. But, you have to realised too that the better the quality, all of that will be have their own price.

That’s why I am suggesting you to find the freelancer for your personal site since it can be so much affordable while an agency can cost you more. But that will be ok if that will be for your business site since it really needs the high quality and professional web design to provide the professional services to the customers.

If you are the company, the agency, the firm or related to them, you can hire the Bali web design agency to help you with all the design aspects of the site professionally as well as the web development itself if you will need, I am sure that you will needs it anyway.

In finding your professional website designer, you should also considering about the portfolio of an agency or the freelancer you are going to be hired. See their previous projects as well to know how far they could go to build your own business web design.

It can’t only be as an inspirations of work, but truly will show you about how good the team or the freelancer in handling the professional web design.

Understanding More About Timeframe in Property Investing

Some people argue that staring property investing should be as early as possible and some other say that it is wise to wait until you are mature to make decision and financially steady.

Does age really matter in property investing? Is there expiry date to start investing in property? What happens if you invest in your 50s? Will it really affect the outcome when you think you are too old to invest?

Of course, it is easy to say that you are never too old for anything or that it is better late than never.

However, property business involves different parties which also has their own standard in making decision such as lenders, bank, and the industry itself.

Some people are afraid of being too late to invest and miss the boat of golden period of their property buying career.

How timeframe in property investing works

One important thing when it comes to property investing is to consider where you are financially now. You also need to know where you wish to be financially when you retire later.

Timeframe in property investing

Then, you also need to consider the timeframe which exist between now and then. Here is timeframe in property investing:

  • Investing in your 30s is good because you still have at least 30 years ahead to build your portfolio. You still have plenty of time to develop the right investment strategy to build your career. When your loan is getting slower, you can transition into the cash flow phase which benefits your income.
  • If you think you are too old to start investing in your 40s then you are wrong. You still have 20 years to make promising and profitable decision for your property investment. If you are in 40s now and have been thinking of investing in property then might as well start now.
  • When you consider investing in your 50s, you are not completely lost. Ideally, you have some property asset behind you at this age. However, you can still start investing as long as you have clear strategy. You also need to put ‘capital growth’ in your priority list more than anything.
  • Investing in your 60s can be challenging and risky. It is not impossible to start investing in this age. However, you may need to speak to professional property strategist because there are many factors to consider if you want your investment to be successful.
  • Investing when you are already a retiree is still possible. However, it may need to be done under certain circumstances. However, it will require more effort and convincing situation before a bank agree to give you loan you need for investing in property.
  • It is recommended to start investing in property as early as possible because then you have more time to grow. There is more flexibility to make mistake as well. Make sure to speak to professional and experts to get the right guidance of what to do. Applying the right strategy will also determine your success in investing.

Pay For 3 Bedroom Villa Seminyak Rental Will Be Your Perfect Family Retreat

The 3 bedroom villa Seminyak rental is one of the best options you can choose when you are traveling with your family in Bali. One of where you could go is to find the Hu’u Villas Bali that is providing that and also offering the other villa options that can be adjusted base on how many bedrooms will be needed.

This 3 bedroom villa that is called as well as the Penthouse is located in Seminyak and is perfectly sized either for 2 small families, one large family and even a group of friends or colleagues and couples. This villa will also a great way to give yourself more spaces to relax at where the dramatic sunrises and sunsets can be seen at the tropical paradise.

The open-air living room right besides the private pool is huge and well designed to enjoy the leisure time while reading books that have been provided if you want. And you will even have your own mini-bar in this living room that is also completed with the big size fridge and the wine cooler.

3 bedroom villa Seminyak rental for great family retreat

It is actually can really be your own private escape with all the family members in Bali when you are renting this 3 bedroom villa Seminyak.

3 bedroom villa Seminyak rental for family retreat

There are so many advantages for taking family vacation. Most of us will be thinking about the incredible fun experiences and to escape from our reality and routines. It will helps us grow in more creative and variety of ways. Since Seminyak itself is nearby the beach, so with the 3 bedroom villa we are talking about, I think this will really a great located accommodation for your vacation.

As many of the travelers may are thinking that the 3 bedroom villa Seminyak rental may be expensive, another one think that they are not considering is that how expansive it is.

The bigger rooms we’ll be get, mostly can also mean that you can do all the fun things inside and outside the accommodation. This is not only the luxury contemporary designed villa or penthouse, but also the luxurious 3 bedroom villa’s environment for all the families.

Each of the family members can do all together and even everyone can enjoy their own privacy moments in each spacious bedrooms. And when you don’t feel like stepping out faraway to the other destinations, you can spend the time at the private pool, see the surroundings or simply walk yourself to the beach.

This 3 bedroom villa Seminyak rental is here for you to give all the indoor and outdoor advantages of the stay that also come with all the location benefits you can experience.

Even, there is the villa’s restaurant where you want to eat something at a place with scene. There is also the villa’s bar as the facility for all the guests and when you are renting the 3 bedroom villa, then you will have your own privilege access.

The staff will also ready 24hr/7 if you will need them to clean the dining table, the bedrooms, and even will gladly cleaning your private pool everyday to make your stay comfort and healthy.

Give your family the best stay when you are in Bali. They are deserved to live for awhile in this 3 bedroom villa Seminyak to get all the possible fun and luxury experiences especially in relaxing and recharging theirself. One thing that you should remember is that, a great place will also provides the great memories.

How to Protect Your Property from Harsh Winter

During winter, the temperature is extremely low that it can cause damage to some parts of your property. Whether or not your property is vacant, you need to make sure it can survive throughout winter.

How to protect property on winter

Adjusting your property to every seasonal change is important to avoid unnecessary damage and expensive expense.

Protecting your investment is what you need to do as the owner so that the value of it won’t get lower. Of course, winter is not the only factor that can damage your property.

The location can also influence the level of risk of bursting pipes, etc.

Preventing your property from damage caused by winter

Protecting your investing from harsh winter should be done to both interior and exterior.

In fact, you need to go in details. Little mishaps may cost you thousands of dollars in repairs. By knowing how to protect your property properly, your property will survive during winter.

To help your plan goes smoothly, you need to make a checklist of what to do.

Thus, you won’t miss anything. Here are how you can protect your property from harsh weather during winter:

  1. It is recommended to shut off main water valve of your property, along with its water heater and pump. It is to prevent new supplies of water from coming in.
  2. You also need to open up all drain valves and taps. It is to flush out your water system. You should leave them open until the next season comes.
  3. Open drain valve and empty your hot water tank. You need to be careful doing this process because you need to deal with still hot water.
  4. Once the water drained out of your property’s plumbing both interior and exterior, you can blow out any excess water using air compressor.
  5. Your pipes are more vulnerable during winter so you need to prevent them from freezing. Make sure to find any crack thoroughly and seal it immediately with foam or caulking. Thus, cold air won’t be able to enter and cause your pipes to freeze.
  6. You also need to cover exposed pipes as well as hose bibs using insulation sleeves to protect them thoroughly.
  7. Next, make sure to open all interior faucets both hot and cold water. It includes shower, tub, sink.
  8. Your toilet is also needed to be flushed out to remove as much water as possible. Use rags to soak in any excess water if necessary.
  9. Any of your appliances using water need to be drained. It includes laundry washer, dishwasher, water filter, and refrigerator.
  10. Once all drained, you can start applying antifreeze. Make sure to pour the antifreeze slowly so the existing water can be pushed into drain pipes altogether. Finish applying antifreeze, flush down the tank to remove any remaining water.
  11. You can also prevent your pipes from freezing due to extreme temperature during winter using additional heat source. If you find any vent that leads outside, make sure to cover them properly with cardboard or wood.

How Your Day Will Be Special With The Parachute Hammock At Home

Have you been realized that there is actually the thing called as the National Hammock Day? It is usually being held every 22 July every year. That will be the great summer day to spend inside the parachute hammock you have got before or any types of it.

Knowing that National Day, there must be question about why it should be celebrates it?

For me, without searching for the day’s background or history, since I have known about the advantages of using the hammock in traveling or at home for leisure and also our health, I think it has to be celebrated ever year to reminds us how valuable it is for our life.

It is not an obligation for everyone to have a parachute hammock but if you are able to buy one, then you will also started the great adventure and also healthy way to spend time or sleep even at your home.

In this article, I will only explore how wonderful to get the parachute nylon hammock is at home to add your day one or more special things.

Even though it is mainly claimed as the portable and lightweight item to bring, I think it is also important to see how this item will also be useful at home.

I know you may are thinking it can be as interesting as you brings it to outdoor, but using the hammock indoor especially in your own house is also have its own interests.

First, there are many of us who are love to read anything. Doing it on the solid and hard chair may feels hurt your bottom for the next 30 minutes or 1 hour and you may won’t read the book on the sofa.

So that, you can use the parachute hammock for that.

Not only you could sit or laying the head, but you will also read the book while swinging if you want.

Another thing that is possible to make your day special is that to sleep or taking a rest in a different way.

Make your day be more special by using the parachute hammock at home for some activities

A hammock is the alternative way for that where you can sleep suspended above the ground or the floor. You don’t have to makes it as higher as it could be, as long as your back can’t touch the floor while sleeping, that can be the great idea to do.

Doing that can help you finds another alternative room if you are getting bored with the view in your bedroom. You can then switch to another room as you need that is possible to setup a hammock.

Most of the parachute hammocks are also foldable, so you will likely still have the room to save it for later. This is also one of the space saver item you can get at home or traveling.

It is also believed and proven that hammock can provide more comfortable sleep anywhere including in your home. It is because when you are using it, the hammock can be able to stay balanced.

Knowing this, it is also make me thinking that the item should be better to be brought while going out traveling and using the ship as the main transportation.

The surface of your bed may also not as smooth as you needs it to be, so you can also use the hammock to get more comfortable especially for your back. This will also guide us to the next useful thing for our body which is for relaxation purpose at home.

Many time that the usage of hammock is not actually for sleeping, but people were using it for lounging and also relaxing. Just like reading a book that I have explained before.

You can be relaxed your mind with the book and your body with the hammock.

And that purpose can also be experienced at your own home if you won’t go out to the beach or the park.

Knowing some of the usability on above, you will then don’t have to wondering around how to spend your own free time.

If you have the parachute hammock, you will have some of the activities you can do as above and surely there are still many things you can do.

I am focusing on getting and using the portable parachute hammock, not the Mayan or Mexican type because you can use it at your home and also your travel. You will have an item that can be used for both usability.

Have you an idea that can make your day getting more special and not being bored by use the hammock? You surely have to share the ideas.

5 Advantages of Using Personal Finance Software

Real estate business opens more opportunities to gain financial freedom. Comes with it, real estate business also means you have your own financial goals that need to be achieved. Moreover, this business is about game number. Without proper number and exact fact, it is hard to grow it bigger.

It is informed and supported by facts after all not feeling or just plain intuition. Therefore, it is also unavoidable to take a look more on your financial situation through your personal finance. It is important that you run financial health when running your business. You can do it by tracking, monitoring, as well as planning your financial especially on regular basis.

5 Benefits of using personal finance software for your real estate business

Benefits of using personal finance software for real estate business

As mentioned earlier that fact and number are important source for real estate business. Thus, managing your finance should be done properly. However, it is not only about maintaining your financial health but also about how to do it in savvy and efficient manner.

One of the most obvious things is to rely on high technology using personal finance software. With it, you manage your finance smartly and efficiently. Here are advantages you can gain by using personal finance software:

  1. It is easier for you to compare growth of your business year to year. By comparing, you can analyze thoroughly and properly the overall situation of your business in wider views. Thus, you have better view of what could be done to grow your business bigger. It is also easier for you to find flaws of the past year of your business.
  2. You cash flow needs to be balance if it’s not profiting. You have to keep your cash in a healthy flow to make sure that your business can stand steadily. Cash flow is important element in any kind of business, especially real estate business. Between earning and spending money, you need to make sure both are flowing smoothly.
  3. By using personal finance software, it will be easier for you to make evaluation about your finance strategies. No matter how meticulous and skillful you are in handling finance, there is always risk for a mishap or a slip up. Aside from your own calculation, the software you use may give you better view of what’s happening to your finance. Thus, you can see what went wrong and what you will do to make it improvise.
  4. Personal finance software also allows you to analyze your investment. It is important to know whether or not your investment is going to work. You can only rely on the facts and numbers. In this matter, personal finance software helps you to run precise calculation with the number.
  5. Using personal finance software also will make you easier to track your due dates and payments for ongoing bills. With tight schedule and multiple projects you are handling, it is easy to forget your due diligence such as paying bills. However, you can set a date using personal finance software to set a date and remind you of your responsibility to pay the bills on time.

Why Your Business Marketing Need The Graphic Designer?

Today, I think that the collaboration between the creative works by the graphic designers with the business owners seems to be entering the new phase. It has been running for years that if you want to market all of the products or services of a business, then you won’t really forget about how to do it creatively. That’s how the smart people are doing.

It is not a secret anymore where many of the business owners are putting aside the budget for hiring the graphic designers to make their marketing medias powerful, effective and also creative at the same time. A great logo or a beautiful package may seems to be an ordinary staff for many, but for the customers, they are attracted by that.

Why business marketing need the graphic designer?

The better the design of a product, the more customers will be interested. So with all of the marketing campaign tools. Your business will need a great designed banner, brochure, social media ads images, packaging and many more.

If there still many people are thinking that “don’t judge a book by its cover,” mostly it won’t be applied in this case. When you are talking about the marketing, then all of the things can be considered as important. Your products need to be seen, people have to come closer to the product in the first sight and then decided whether they have to buy it or not.

Imagine that you have made a great product, don’t you think that most of the people should know about it rather than your competitors? And to do that, you have to run at least an effective marketing campaign which you can starts it by providing the great designs related to your product.

“Love at the first sight,” that’s what your target is. The customers should have been falling in love to what they are seeing even though they don’t know much about it. Their curiosity will guide them to you and ask you about what’s your products are about. What the benefits they can get and why they have to get the products from you, not the others. All of those conversations can be possibly started by using the creative designs from the graphic designer you have hired before.

A great design of a product is also has its own uniqueness. Your products or even the campaigns can’t be the same with the others. You will really stand apart with your competitors and are possible to make the differentiate with them. The more unique and creative of the designs, your product will stands out of the crowd.

A service like Bali graphic designer can really help you with that. Even when you need to design your company profile, website, or your business’s annual report, etc. You can rely your need to the service. Especially when you are thinking about the best effective design works to introduce and enhance your business’s brand, the graphic designer team is very reliable.

There are a variety of graphic designers out there that you can work with to help you with the marketing the business. It is better to invest in a great designer team since your business should be taken seriously.

Effective Strategies for Negotiating with Banks

Negotiation skill is needed when it comes to running real estate business. It is a basic need for running any type of business actually. Thus, you don’t have a choice except learning how to negotiate efficiently and effectively. Negotiation involves different parties. It can be between you and your client, you and our partner, or you and the bank. For the latter, you may need different approach in negotiating. Negotiating with banks is more different than buying from a traditional seller. Aside from using the right strategies, you also need to have great patience and persistence on your side.

Effective Strategies for Negotiating with Banks

How to negotiate with banks effectively

You need to remember that even solid looking deals don’t guarantee of successful negotiation. It has risk of falling apart due to many reasons. Thus, what you have to do is learn to improve so you have better chance in the next negotiation. Here are some useful tips for successful negotiation with banks:

  • The first keyword in negotiation is to leave happy for both parties. Give and take is what you need to keep in mind when it comes to negotiation. Different from traditional sellers, you will need more time in giving and taking. Banks are driven from bottom line without having years of history to the property they own. Thus, it is not easy to break their determination. You will have to predetermine purchase number so you know where you stand. You can also offer a quick, cash closing since it what the bank prefer the most.
  • It is not over until it’s over. Thus, there will always be space to lurking in and get potential deals with banks. Even last minute can make a difference. The deal is only closed once you sign your name at the closing table. To go through all this, you need to see all process to completion. You have to be organized and keep all pertinent documents so you can easily retrieve them when needed. There is always reason for bank to reconsider a deal.
  • Don’t rely on one potential deal. It is highly suggested that you pursue other deals as well. Thus, you still have other options when your current offer falls out. With a full pipeline, it will be easier for you to reboot and recover from the loss. Finding new deals in short time is not easy. It may take months or more. Thus, you need to keep the pipeline full to keep moving forward when one thing doesn’t go your way.
  • The most challenging hurdle is communication. Talking to them face to face is a different challenge. The next most challenging hurdle is getting them all of the required items they are asking for. There are many things you should do at once. Besides, there is no rhyme whatsoever for bank to close the deal. Sometimes they just choose based on the highest price or for something else. Thus, you need to focus more on how to get the next deal instead of sulking over the lost one.

 

Why Everyone Need to Experience Komodo Liveaboard Adventure

One thing in life that you should try at least once is sailing with Komodo liveaboard in Komodo, Flores, Indonesia. Liveaboard itself is one way of travel that’s quite different with other means of travelling. Think about having a dive vacation, trekking exploration, dive operator, hotel, restaurant, and lounge all combined in one ship. Now imagine that beyond all of those comforts, lies endless twinkling sea water with dozens of tumultuous small islands, carpeted by golden savannah, rise high from the waterline. That’s how cruising in Komodo looks like.

Why Everyone Need to Experience Komodo Liveaboard Adventure
Image by Instagram/ oceanefont/ tagged Hello Flores

Liveaboard sailing in Komodo brings many advantages to adventure seekers. One of the greatest joy of sailing with liveaboard is the availability of sheer range dive options in reachable distance that otherwise will far taking more time if it’s done with land-based diving operators. When you consider a destination like Komodo that basically consist of open ocean punctuated with 20 islands, more than a dozen of dive sites, rich water, and diverse wild life. Travelling with liveaboard allows you to anchor the ship in less-visited dive spots, dive straight to vertical drop off, exploring pristine reefs, and experiencing a rare chance of diving between narrow passage of twin islands. Beyond that, trip with Komodo Liveaboard often features appealing itineraries such as leisure snorkelling, strolling empty beaches, and trekking to Komodo’s most panoramic hilltops like the one in Padar, Gili Lawa, and Kelor Island. And between those excursion, you’ll have fantastic encounter with the prehistoric Komodo dragons, the only dragon left on mother earth.

Flexibility of Diving with Komodo Liveaboard

The dive vacation with Komodo liveaboard gets even more perfect for divers as it means you can visit multiple diving destinations with only once unpacking. No need to repeatedly pack and unpack all the diving gears or those complicated underwater photography equipments. Being in liveaboard means all your diving gears are perfectly stationed and ready anytime you want to take the plunge. Diving with liveaboard trips also comes with great flexibility. When the conditions turns bad on the diving destination, you can simply choose another destination. The trip will keep going on.

Komodo liveaboard rarely sail with huge group of people. They tend to carry smaller groups onboard, which usually make a great trip! It gives divers a sense of luxury trip where they can explore the seabed with just few others within the area. Smaller member of voyagers also make a quicker bonding; everyone has fairly the same chance to talk to each other and grow new friendship.

So, if you love diving, exploring pristine islands, and are up for an amazing experience at the sea, it’s time to sign up for a liveaboard trip in the beautiful Komodo!