Three Most Popular Investment Types in Indonesia

Have you started to prepare funds to start investing? Of course, after struggling to save, now is the time to invest the funds. Investment is very necessary if you really want financial freedom for your long term financing. The earlier you invest, the better the long-term results. This is also influenced by the composition effect. However, you must of course also choose wisely which investments to make. You can choose which ones are valued for you! Read well my friends!

In economics, an investment is an immediate expenditure intended to increase, in the long term, the wealth of the person who engages it.

Three Most Popular Investment Types in Indonesia

Term deposits

Term deposits are bank deposits with a higher interest rate than ordinary savings. Term deposits have a clear maturity date. If you want to withdraw deposits before the due date, there will of course be a penalty. However, if your deposit is properly within its due date, then you have the right to withdraw funds without penalty. The more money you deposit, the more money you deposit, the more interest you will get. Term deposits are often viewed as a low-risk and relatively safe form of investment. Besides, making deposits is also quite easy and straightforward, so that many newbie investors start investing with deposits. The downside to deposits is that you won’t be able to receive your money for a set period of time. So make sure you have some reserve money for your emergency fund.

Precious metals investment, one is what is called gold investment

Investing in gold or precious metals could be considered one of the more classic types. This investment has been popular among Asians from ancient times until now. Gold will generally experience price increases in response to certain events that cause the value of paper investments, such as stocks and bonds, to decrease in value. The price of gold can also fluctuate in the short term, but its value is maintained over the long term. Seeing this, of course, gold can be an investment worth considering. However, you must be prepared to provide a safe place to store any gold or precious metal you have purchased. Make sure there is gold, don’t worry about sleep, for fear of losing gold.

Real estate investment

Has a similar function to the value of properties generally continue to increase from year to year. This often makes property a popular choice for long-term investment. But keep in mind that in addition to the profits, the lost property investments are also very striking. One of them is where you are going to incur high costs and where you will need a lot of money to buy a property. In addition, the purchased property will also require maintenance to maintain it so that it has a high sale value for the next several years.